What's new?

This agency, which services the individually insured, as well as the senior markets, will be located in Tampa and staffed by Alltrust personnel. What this means to you is that we will not only be able to assist you with your employee benefit needs, but also assist your employees who may not be able to afford the dependent coverage for their spouse or children.

In addition, rather than referring this business to a third party who may not have the same commitment to education and service, we can now assist you and your employees with all other individual products, such as Long Term Care, Life Insurance, and Medicare programs.

Alltrust Insurance, and our new family member, Alltrust Insurance Advisors, look forward to serving you and your employees in 2006!

Introducing Alltrust Wellness

Did you know?

50-70% of all diseases are associated with modifiable health risks and are therefore preventable.

Better diet and exercise could reduce cancer rates 30-40% or by 300 million cases worldwide.

Obesity affects 59 million Americans, 31% of all adults and 15% of children.

The cost of obesity to U.S. businesses-for health care, sick leave, and life and disability insurance-is estimated at $12.7 billion.

At Alltrust, we are committed to helping you and your employees improve your total health and well-being. That is why we are so pleased to to introduce Alltrust Wellness- a free and comprehensive service which implements your carriers wellness programs on-site and online.

Please contact your broker to set up a wellness planning and implementation meeting.

Health Savings Accounts

Health Savings Accounts helps your employees save for the future, while your organizaiton saves now. An HSA is a high deductible health plan combined with a tax-advantaged Health Savings Account (HSA). HSA is designed to give you more control of your medical expenses and more choice in your health care decisions to help you reduce health care costs. The plan also provides you with tools, services and resources to help you make better health care decisions.

Unlike PPO or HMO plans, you will have more direct responsibility for your health care costs through your deductible and out-of-pocket payments (most or all of which can be covered by the funds you accrue in your health savings account). By getting closer to how health care dollars are spent and how decisions are made, you can better control your own health care.

You and/or your employer can contribute to your HSA. If you contribute, you don't pay taxes on your contribution or the interest it earns, as long as the money is spent on qualified health care expenses. You can take your HSA with you if you change jobs, because it is your money.