50% of Employers will be changing their Broker within the next 3 years.

Should you be one of them?

Take a minute and compare us to your existing relationship...

EXPECT MORE FROM ALLTRUST

Alltrust

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The highest level of customer service and flexibility in the industry. Immediate response with frequent face-to-face interaction.

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Underwriting Advocacy - using our preferred status with every carrier. We take an aggressive and proactive approach to presenting our clients in the best possible light... we enhance pricing results!

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Employee Education is in person and comprehensive; bilingual capabilities; employee surveys; customized benefit packets; customized employee brochures; Wellness Programs; the hidden paycheck.

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Advance delivery of renewal. We guarantee advance delivery of renewal to provide the appropriate time required to thoughtfully evaluate alternatives.

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Legal Guidance - we provide and pay for a legal hotline to Ford & Harrison for consultation on your day to day employment law questions.

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COBRA Administration - we will initiate and pay for COBRA administration for all clients.

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Employee Advocacy and Service - we are a single point of contact for all employees and dependents for claims resolutions, assistance in accessing care, carrier/physician/pharmacy interventions.

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Quarterly Client Seminars - excellent and timely educational seminars covered by the attorneys of Ford & Harrison.

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Web-Based Support - Zywave/MyWave for online insurance and compliance information. HR Connection is a customized intranet for employers and employees. Onsite education of carrier's e-services.

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New Hire Enrollment - we will meet with and educate all newly eligible employees on a monthly basis either telephonically or in person.

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Fee Disclosure - we believe in full disclosure which is provided, at our request, by all carriers. We guarantee fees under your current broker for groups over 50 employees.

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Community Minded - we support over 30 local and statewide charitable non-profit organizations.

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Our Culture - our employees are our most valuable asset and are treated accordingly. Every member of our team has joined us from either a major carrier or an H.R. department, not only are they knowledgeable and professional, but they are an absolute pleasure to work with.

 

 


What are Your Choices?
There are many different types of health insurance. Each has pros and cons. There is no one best plan. The plan that is right for a single person may not be best for a family with small children. And a plan that works for one family may not be right for another.

Choosing a health insurance plan is like making any other major purchase, you choose the plan that meets both your needs and your budget. For most people, this means deciding which plan is worth the cost. Cost is not the only thing to consider when buying health insurance. You also need to consider what benefits are covered. Your ALLTRUST agent can help you compare plans carefully for both cost and coverage.


Health Maintenance Organizations (HMO)

Point-of-Service Organizations (POS)

Preferred Provider Organizations (PPO)

Exclusive Provider Organizations (EPO)

Fee-For-Service (Traditional Health Insurance)

Consumer Driven Plans

HSA/HRA Programs