No matter the industry, great customer service is imperative for a business to thrive, especially in the insurance industry. Many potential customers base their purchasing decisions on how responsive and
In this modern era, technology has been significantly impactful to the success and growth of companies. Businesses worldwide have adapted to the digital world and technology has helped them maximize
No one anticipates becoming disabled, and far too often, many aren’t financially prepared if a disability occurs. About 1 in 4 adults will become disabled at some point before even
Traditional medical insurance plans can take up a large portion of funds for businesses looking to get insured. The cost of coverage in these plans is fixed, meaning you lose
Human resource departments encourage reskilling within a company to promote a culture of continuous education. Especially in light of the pandemic, companies have had to adjust their staffing needs to
The current public health emergency has forced employers to adapt to a more digital workplace. Millions of employees have shifted to working remotely and employers in all industries have had
At the beginning of the pandemic, COVID-19 testing was a lengthy process, requiring a medical assessment and a doctor’s prescription and authorization. Starting in January 2022, federal agencies issued guidance
Employee wellness is of utmost importance to building a healthy work environment. Employees that feel valued by their employers can positively influence work output. For potential employees, finding a company
The Biden administration proposed a vaccine or test requirement for large private companies in which required that workers at businesses with 100 or more employees get vaccinated or submit a
The pandemic has undeniably changed the workplace environment everywhere. Businesses have had to adapt to a remote and hybrid workplace to cope with drastic changes, while employers and employees alike
The holiday season can bring out a range of emotions and become overwhelming for a lot of people. It’s easy to get caught up in buying presents, traveling to visit
According to the Federal Trade Commission (FTC), approximately nine million identities are stolen every year. Although this crime is usually repairable, it can cost you thousands in extraneous fees to
Voluntary benefits are plans offered by employers such as life insurance, disability insurance, critical-illness insurance, accident insurance, hospital indemnity coverage, and more, that provide employees with extensive coverage that traditional
Thanksgiving kicks off the holiday season, the time of gathering with friends and family. At Alltrust, we understand how easy it is to get caught up in the excitement and
Everyone is unique, and the same can be said for their health care needs. There isn’t a one-size-fits-all when it comes to health insurance coverage. More and more Americans are
Many small to midsize companies face internal dilemmas while trying to run a successful company and increase profits. A solution to this problem is hiring professional employer organizations (PEOs). A
The cost of health care has become increasingly expensive, and for some, it can get unmanageable. Employers and employees are both feeling the burden of rising costs of healthcare. More
For some individuals, discussing the different types of life insurance can be a touchy subject and a bit overwhelming. It’s a topic that requires attention and needs to be seriously
Following the COVID-19 pandemic, occupational burnout has been on the rise. While getting burnt out from work isn’t a new issue, it has become more prevalent in today’s society. According
There are some things that a traditional health plan just might not cover, that’s where having supplemental health benefits can be extremely helpful. Supplemental health benefits can be an added
With the FDA approval of the COVID-19 vaccine, an increase in vaccine mandates is inevitable, in both the private and public sectors. However, some employers are opting for incentives for
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
Finding the right health care benefit plan that fits you and your organizations’ needs can be stressful with some plans containing certain components that you might not need. And with
The Federal Trade Commission (FTC) reports that over 13.1 million Americans are victims of identity theft each year. As a result, they are left unable to use their credit cards,
Life insurance is never a fun topic to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support,
As technology continues to evolve, doctors are finding more ways to efficiently and conveniently care for their patients. One such way is through telemedicine—a form of technology-based communication that allows
Private employers with more than 100 employees and federal contractors/subcontractors with 50 or more employees are required to submit certain demographic data to the Equal Employment Opportunity Commission (EEOC) annually.
Attracting and retaining employees is a struggle for a business of any size, but it’s particularly so for small businesses. With smaller teams, employers need to hold onto top talent
Businesses have struggled for years with rising health care costs, and new research shows these numbers will continue to increase. For this reason, a growing number of U.S. employers are
Alltrust Insurance Continues to Grow Agency, Expanding Reach Throughout Central Florida and Beyond. Palm Harbor, FL (July 6, 2021) – Alltrust Insurance, an Acrisure Agency Partner and a leading employee benefit
Employees are struggling like never before with an experience that is shared among all of us yet is unique to each individual. One of the most pressing challenges business owners
Since the beginning of the COVID-19 pandemic, burnout has become a relevant issue as employees have been forced to work remotely or change jobs altogether. Being isolated, stressed, and overworked
Life insurance is one of the most common employer-provided benefits, yet many employees fail to appreciate its value. As an employer, you are in the position to educate your employees
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With continually rising health care costs, employers are increasingly looking to consumer driven health plans to help save on expenses. Depending on the model, consumer driven health care plans usually
The past year has brought several changes to the way we operate our businesses. However, one thing remains constant, many HR managers struggle with the complexities of navigating open enrollment.
It’s no secret—health care costs in the United States have risen sharply over the past two decades. A study by the Journal of the American Medical Association found that U.S.
If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be the right fit for you. Level
May is mental health awareness month, and it’s the perfect time for personal growth. Throughout this month, we must embrace our physical and mental well-being to achieve optimal health and
The COVID-19 pandemic has caused turmoil for many businesses across the country. A little over a year ago, this unforeseen pandemic changed the way we conduct business and many companies
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
The American Rescue Plan Act (ARPA), a $1.9 trillion relief bill, was signed by President Joe Biden on March 11, 2021. The bill includes extended unemployment benefits, direct checks to
In 2021, more people are attending college than ever before, but a college education comes at a staggering cost. Nationally, outstanding student loan debt totals $1.52 trillion. With thousands of
Offering voluntary benefits is a great way to enhance your benefits package, stand out from the competition, and increase employee satisfaction — all with minimal impact to your budget. Although
The COVID-19 pandemic has impacted the business world in many different ways. 2020 served as a wake-up call for HR departments as employees were suddenly looking to HR teams for
Employers should always review employee handbooks and ensure that their policies are up to date with the latest employment and labor laws. This is especially important in 2021, as COVID-19
Everyone has nights when they have trouble falling asleep. They might start off with you feeling tired so you brush your teeth, set your alarm, get into bed, and suddenly
With the pandemic still ongoing, trying to manage these unpredictable times can take a serious toll on one’s mental health. It’s normal to experience difficulty in controlling your worry or
Florida Amendment 2, the $15 Minimum Wage Initiative, was on this election’s ballot as an initiated constitutional amendment. On November 3rd, 2020, it was approved with just over 60% of
The heart is one of the hardest working muscles in the entire body but if you don’t take care of it, all that work can take a toll. Heart disease
Voluntary benefits are plans offered by employers such as life insurance, disability insurance, critical-illness insurance, accident insurance, hospital indemnity coverage, and more, that provide employees with extensive coverage that traditional
Many small to midsize companies face internal dilemmas while trying to run a successful company and increase profits. A solution to this problem is hiring professional employer organizations (PEOs). A
The cost of health care has become increasingly expensive, and for some, it can get unmanageable. Employers and employees are both feeling the burden of rising costs of healthcare. More
For some individuals, discussing the different types of life insurance can be a touchy subject and a bit overwhelming. It’s a topic that requires attention and needs to be seriously
Following the COVID-19 pandemic, occupational burnout has been on the rise. While getting burnt out from work isn’t a new issue, it has become more prevalent in today’s society. According
There are some things that a traditional health plan just might not cover, that’s where having supplemental health benefits can be extremely helpful. Supplemental health benefits can be an added
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
Finding the right health care benefit plan that fits you and your organizations’ needs can be stressful with some plans containing certain components that you might not need. And with
The Federal Trade Commission (FTC) reports that over 13.1 million Americans are victims of identity theft each year. As a result, they are left unable to use their credit cards,
Life insurance is never a fun topic to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support,
As technology continues to evolve, doctors are finding more ways to efficiently and conveniently care for their patients. One such way is through telemedicine—a form of technology-based communication that allows
Private employers with more than 100 employees and federal contractors/subcontractors with 50 or more employees are required to submit certain demographic data to the Equal Employment Opportunity Commission (EEOC) annually.
The past year has brought several changes to the way we operate our businesses. However, one thing remains constant, many HR managers struggle with the complexities of navigating open enrollment.
It’s no secret—health care costs in the United States have risen sharply over the past two decades. A study by the Journal of the American Medical Association found that U.S.
If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be the right fit for you. Level
May is mental health awareness month, and it’s the perfect time for personal growth. Throughout this month, we must embrace our physical and mental well-being to achieve optimal health and
The COVID-19 pandemic has caused turmoil for many businesses across the country. A little over a year ago, this unforeseen pandemic changed the way we conduct business and many companies
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
The American Rescue Plan Act (ARPA), a $1.9 trillion relief bill, was signed by President Joe Biden on March 11, 2021. The bill includes extended unemployment benefits, direct checks to
In 2021, more people are attending college than ever before, but a college education comes at a staggering cost. Nationally, outstanding student loan debt totals $1.52 trillion. With thousands of
SCOTUS 2018 Roundup and 2019 Preview
DOL Updates the Employer CHIP Notice
Reminder: Health Plan PCORI Fees Are Due July 31
ACA Play or Pay: Affordability Percentage for 2019
The News about Association Health Plans
A DOL Audit Can Happen to You | Tampa Employee Benefits
Summary of this weeks benefit news, analysis, and legal updates | Florida Benefit Advisors
Coming Soon: ACA Employer Penalty Assessments
New SBC Template Required for 2018 Open Enrollment
IRS Announces Employee Benefit Plan Limits for 2018
Change to ACA Rules : President Signs Executive Order
Final Forms for 2017 ACA Reporting Released
Senate Releases Amended Health Care Bill
Highlights from the Senate’s Proposed Health Care Bill
House Passes Changes to Overtime Rules
House Passes the American Health Care Act: What’s in the Bill and What Happens Next?
House Republicans Formally Introduce ACA Repeal and Replace Bills
House GOP Leaders Release Draft of ACA Repeal & Replace Legislation
Compliance Update – Executive Order and Individual Shared Responsibility Provision
CMS Proposes Regulations to Stabilize Individual and Small Group Markets
Offering voluntary benefits is a great way to enhance your benefits package, stand out from the competition, and increase employee satisfaction — all with minimal impact to your budget. Although
The COVID-19 pandemic has impacted the business world in many different ways. 2020 served as a wake-up call for HR departments as employees were suddenly looking to HR teams for
This year, the COVID-19 pandemic forced companies to change the way in which they conduct business. While some companies were able adapt to a new business world in order to
The Americans with Disabilities Act of 1990 (ADA) makes it unlawful to discriminate against a qualified individual with a disability. This also applies to discrimination against individuals with disabilities in
The recruiting and hiring process is supposed to select the best candidates while deterring unqualified job seekers from applying or advancing. All too often, however, the process creates obstacles or
The future of work is now. You’ve probably heard that being said since the onset of COVID-19 and the growth of remote work. Well, it’s true and as the nature
“When people are financially invested, they want a return. When people are emotionally invested, they want to contribute.” – Simon Sinek The COVID-19 pandemic has taught us many things. First, it has taught us
The hardest thing about the future of work is defining the concept. The chief reason has to do with change. It’s constant with new technologies coming online at an increasing
“Everyone learns different” is a phrase we have all heard at some time in our educational endeavors. It may have been overheard from your parents as they explained to your
Mental health is different for each of your employees and doesn’t just refer to mental illness. As a result, major health organizations are referring to mental health as “mental
If you search Merriam-Webster for the meaning of “leader,” you will find some interesting definitions: Something that leads: such as something that ranks first A person who leads: such as a person
The day where people return to normal routines around work doesn’t seem as far off today as it did just a few weeks ago. As politicians itching to “re-open” the
The coronavirus disease 2019 (COVID-19) pandemic has caused unprecedented changes for many industries. As social distancing is encouraged, gatherings with over 10 people are banned and stay-at-home or shelter-in-place orders for all nonessential employees
The Coronavirus Aid, Relief, and Economic Security Act (the Act) was signed into law on March 27, 2020 and is intended to deliver a $2.2 trillion economic…
The Coronavirus Aid, Relief, and Economic Security Act (the Act) was signed into law by President Trump on March 27, 2020. The Act is intended to deliver a $2.2 trillion economic
This year, it’s expected 50 percent of the workforce will be Millennials. HR professionals have been preparing for that for some time. Millennials, themselves, are more ambitious than other generations.
Today’s workforce looks markedly different than it did just 10 years ago. 1 in 3 workers in the US are millennials and this makes them the largest generation in our current workforce.
Investing in your employees through corporate education programs builds your company’s culture of learning. Successful learning programs lead to employee retention and satisfaction.
A thorough pre-employment investigation can help you not only determine if the candidate is qualified for the position, but also alert you to any safety issues associated with the candidate.
Leaders who are most effective at motivating and organizing people towards a common vision do several key things very well.
Benefits Easy: Health Savings Accounts | Tampa Benefit Advisors
IRS Decreases HSA Contribution Limits for Family HDHP Coverage | Tampa Employee Benefits
Benefits Easy: Intro to Self-Funding | Florida Employee Benefits
Employer-sponsored health insurance costs are on the rise. In this article, Alltrust Insurance breaks down the numbers and your options for cutting costs.
Employer self-insurance can be a viable option for any business. The benefits and risks are explained by Alltrust Insurance.
A Best Human Resource Practice is Benchmarking. Analyzing competitor data can be extremely valuable in creating a successful employee benefits plan.
Some employers are reimbursing individual insurance premiums rather than offering a plan. However, these arrangements are not compliant with ACA reforms.
Are you thinking of changing your employee benefits program? Consider Self-Funding plans. We review why it might be the right decision for your company.
Do wellness programs really produce ROI? Does it matter? One expert argues wellness programs should be viewed as a smart expense rather than an investment.
Gary Wheeler, partner at Constangy, Brooks, Smith & Prophete, LLP, a well-respected national employment law firm and legal partner to ThinkHR, explains five mistakes he sees frequently in his clients’ employee
Price Confirmed as Secretary of HHS
IRS Notice Extends 2016 ACA Reporting Deadline
HR Technology: 5 Barriers to Breakthrough
Transforming Your Organization Through Technology
The price of benefits administration technology may appear to be high, but the cost of dissatisfied employees may considerably higher. Alltrust breaks down the benefits.
