As we approach the hurricane season, it’s crucial for businesses to prioritize preparedness and take proactive measures to safeguard their employees and assets. The destructive power of hurricanes can be
Volunteerism has emerged as a powerful force that not only fosters goodwill but also brings about significant benefits for businesses. The act of generously offering time, skills, and talents to
In the fast-paced business world we find ourselves in today, organizations are constantly seeking ways to optimize their operations, streamline their processes, and increase overall efficiency. One area that often
Although the United States is not currently in a recession, we’re still experiencing times of economic uncertainty which has created hardships for businesses across many industries. In such times, companies
Over the last couple of years, we have experienced a shift in bringing awareness to mental health problems, especially in the workplace. One of the most prevalent issues employees face
In the past couple of years, companies have slowed down on hiring employees externally through traditional hiring methods. Rather, business leaders are electing to utilize quiet hiring, a trend that
Most businesses and individuals are already familiar with phishing—a cybercriminal attack leveraging fraudulent emails to manipulate recipients into sharing sensitive information. However, a new form of phishing called “smishing” has
ChatGPT and similar programs are at the forefront of conversations surrounding technology. It is a natural language chatbot that responds to users with imitated human dialogue. The sophisticated technology can
Cyber security is becoming an increasingly important aspect of running a business of any size. Some reports show a rise in cyber attacks against small businesses. According to the U.S.
The way that Americans think about the workplace has drastically changed since the COVID-19 pandemic. It highlighted new ways in which businesses can think about how they allow their employees
In January 2023, President Joe Biden announced that the U.S. government plans to end national and public health emergency declarations on May 11, 2023. These declarations were implemented at the
The Academy of Nutrition and Dietetics began National Nutrition Month to promote healthy eating and exercise habits. It started in 1973. Since then, the AND has announced a new theme
The Internal Revenue Service announced its plans to change how employers file reports for the Affordable Care Act (ACA). The new rule lowers the 250 return threshold for mandatory electronic
Losing your job-based health insurance can add more stress to an already stressful situation. This usually happens when someone’s employment ends with their company. According to one poll, 70% of
Seasonal employment involves hiring workers for a certain period of the year. It’s what some businesses may refer to as their “busy season.” Seasonal hiring is more commonly seen in
February is American Heart Month, making it the perfect time to go over health and wellness with your employees. Heart disease is a leading cause of death in the U.S.
The Affordable Care Act is a comprehensive healthcare reform measure enacted in March 2010. It is sometimes referred to as the ACA or “Obamacare”. According to the U.S. federal government,
As we move into 2023, companies have plenty of time to identify issues and implement changes to ensure the year ends better than before. Part of that includes honing in
History of Alltrust and Acrisure Partnership Eight years ago, Alltrust Insurance formed a partnership with Acrisure. Acrisure is a global fintech leader that has the unique ability to provide its
The last two years have created unprecedented changes in the work industry. The COVID-19 pandemic served as the impetus for many of these changes that are continuing into 2023. HR
Working during the holiday season can be difficult for employees. For many, what is supposed to be a happy time can be quite stressful. People may be thinking about how
A recent study found that 51 percent of HR professionals are concerned about quiet quitting. It refers to the practice many workers are adapting at their workplaces. Quiet quitting is
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
In response to inflation felt across the country, the Internal Revenue Service is making changes to the Flexible Spending Accounts and Health Savings Accounts. The new measures make for some
The end of the year marks a time of celebration and commemoration for most, but for business owners and executives, it’s a time for framing the upcoming year. However, it
The cost of health care is adding up for employers. Many believe they will see a six percent increase in the costs of health care by 2023. This comes after
Every 14 seconds, a ransomware attack happens somewhere in the world. Cybercriminals are becoming more sophisticated with their attacks as technology advances. More businesses are using the internet for their
Since 1985, October has been National Breast Cancer Awareness Month, thanks to the American Family of Physicians, AstraZeneca, Cancer Care Inc, and a few other sponsors. Today, we mark the
How to Accommodate Both The pandemic caused companies everywhere to adhere to unprecedented safety measures overnight. One of the many significant challenges companies faced was the location of the workspace.
Open enrollment will be here soon; now is the time to prepare. Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must hold an open enrollment
The human resources department acts as a benefits broker for employees during open enrollment, and their role is vital for strong participation. In the previous blog, we discussed what open
With open enrollment around the corner, it’s time to cover the basics and how it will affect employees and businesses. It’s the best time for HR professionals to discuss and
The price of healthcare can be a challenge for many Americans. According to some polls, it ranks as a top financial worry for many families. One in four Americans say
Back-to-school season can bring added anxiety and stress for working parents trying to manage their time. From getting to work on time, setting up carpools, making lunches, and remaining productive
It seems that it is almost impossible to go about our day-to-day lives without technology. We walk around with our phones and rely on computers to complete work and personal
CFOs are accustomed to seeing the cost of health care benefits for their company rise each year, often by a double-digit percentage. Employers have to typically absorb these increases and
In 2020, Congress created the new dialing code 988 to work in conjunction with the existing National Suicide Prevention Lifeline. The existing number is 10 digits (1-800-273-TALK) and as they
It’s been more than 2 years since the start of the COVID-19 pandemic, and its effects on mental health are still on full display. Your employees are the backbone of
On June 24, 2022, The U.S. Supreme Court overturned Roe v. Wade, leaving the decision of a women’s right to abortion to individual states. Prior to this decision, health insurance
On April 22, 2022, Florida Governor Ron DeSantis signed the “stop WOKE” Act (Florida HB7) into law. Briefly, this act amends the Florida Civil Rights Act and imposes restrictions on
The 2022 hurricane season is upon us and the most efficient way to ensure the protection of your employees and business is by preparing early. In the past, businesses have
Alltrust Insurance is excited to announce one of our newest hires, Tony Alvarez. He will be joining the team as our new Director of Marketing. Tony brings nearly two decades
Alltrust Insurance is excited to announce one of our newest hires, John Arcaro. He will be joining the team as our new Chief Operating Officer. John graduated from Shorecrest Preparatory
Employee benefits are a driving factor for many parts of your business, such as containing health insurance costs, increasing employee satisfaction, and retaining talented individuals. The average cost of insuring
The rising cost of healthcare has left employers seeking alternative options for their employees instead of traditional health insurance. Different insurance choices are coming out every few years, but more
In most simplistic terms, a captive is a licensed insurance company fully owned and operated by the insured, essentially a type of self-insurance. Instead of spending to use a commercial
When an employee first gets hired, it’s become standard practice for them to go through an onboarding process. This is their introduction to the company and sets their first impression.
Employee benefits are a fundamental part of every organization. They have a profound impact on job satisfaction and employee morale. However, for most companies, benefits communication takes place only when
Running a successful business requires a lot of work and dedication. It can be difficult to do all of this on your own, but having someone by your side can
Managing your business’s payroll is one of the most critical components of having a successful organization. But sometimes, your current payroll vendor doesn’t meet your exact needs. Whatever the reason
As we approach the hurricane season, it’s crucial for businesses to prioritize preparedness and take proactive measures to safeguard their employees and assets. The destructive power of hurricanes can be
Volunteerism has emerged as a powerful force that not only fosters goodwill but also brings about significant benefits for businesses. The act of generously offering time, skills, and talents to
In the past couple of years, companies have slowed down on hiring employees externally through traditional hiring methods. Rather, business leaders are electing to utilize quiet hiring, a trend that
The way that Americans think about the workplace has drastically changed since the COVID-19 pandemic. It highlighted new ways in which businesses can think about how they allow their employees
In January 2023, President Joe Biden announced that the U.S. government plans to end national and public health emergency declarations on May 11, 2023. These declarations were implemented at the
Seasonal employment involves hiring workers for a certain period of the year. It’s what some businesses may refer to as their “busy season.” Seasonal hiring is more commonly seen in
February is American Heart Month, making it the perfect time to go over health and wellness with your employees. Heart disease is a leading cause of death in the U.S.
The Affordable Care Act is a comprehensive healthcare reform measure enacted in March 2010. It is sometimes referred to as the ACA or “Obamacare”. According to the U.S. federal government,
As we move into 2023, companies have plenty of time to identify issues and implement changes to ensure the year ends better than before. Part of that includes honing in
History of Alltrust and Acrisure Partnership Eight years ago, Alltrust Insurance formed a partnership with Acrisure. Acrisure is a global fintech leader that has the unique ability to provide its
A recent study found that 51 percent of HR professionals are concerned about quiet quitting. It refers to the practice many workers are adapting at their workplaces. Quiet quitting is
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
In response to inflation felt across the country, the Internal Revenue Service is making changes to the Flexible Spending Accounts and Health Savings Accounts. The new measures make for some
With open enrollment around the corner, it’s time to cover the basics and how it will affect employees and businesses. It’s the best time for HR professionals to discuss and
Back-to-school season can bring added anxiety and stress for working parents trying to manage their time. From getting to work on time, setting up carpools, making lunches, and remaining productive
The 2022 hurricane season is upon us and the most efficient way to ensure the protection of your employees and business is by preparing early. In the past, businesses have
Employee benefits are a driving factor for many parts of your business, such as containing health insurance costs, increasing employee satisfaction, and retaining talented individuals. The average cost of insuring
When an employee first gets hired, it’s become standard practice for them to go through an onboarding process. This is their introduction to the company and sets their first impression.
Employee benefits are a fundamental part of every organization. They have a profound impact on job satisfaction and employee morale. However, for most companies, benefits communication takes place only when
No one anticipates becoming disabled, and far too often, many aren’t financially prepared if a disability occurs. About 1 in 4 adults will become disabled at some point before even
How to Accommodate Both The pandemic caused companies everywhere to adhere to unprecedented safety measures overnight. One of the many significant challenges companies faced was the location of the workspace.
Open enrollment will be here soon; now is the time to prepare. Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must hold an open enrollment
The price of healthcare can be a challenge for many Americans. According to some polls, it ranks as a top financial worry for many families. One in four Americans say
The Biden administration proposed a vaccine or test requirement for large private companies in which required that workers at businesses with 100 or more employees get vaccinated or submit a
Many small to midsize companies face internal dilemmas while trying to run a successful company and increase profits. A solution to this problem is hiring professional employer organizations (PEOs). A
The past year has brought several changes to the way we operate our businesses. However, one thing remains constant, many HR managers struggle with the complexities of navigating open enrollment.
Florida Amendment 2, the $15 Minimum Wage Initiative, was on this election’s ballot as an initiated constitutional amendment. On November 3rd, 2020, it was approved with just over 60% of
Since the beginning of the COVID-19 pandemic, we have been awaiting the development of a vaccine. Now that several vaccines have rolled out, the Centers for Disease Control and Prevention
The Americans with Disabilities Act of 1990 (ADA) makes it unlawful to discriminate against a qualified individual with a disability. This also applies to discrimination against individuals with disabilities in
As part of the Internal Revenue Service’s (IRS) continued response to the COVID-19 public health emergency, it released Notice 2020-29 on May 12, 2020. This Notice provides employer-sponsors with temporary flexibility
*Updated March 27, 2020 – On the evening of March 18, 2020, the President signed the Families First Coronavirus Response Act (the “Act”). It will go into effect on April 1, 2020*,
At the end of September 2019, the Department of Labor (DOL) issued a Final Rule on the threshold for employees to qualify for the “white-collar” exemptions from overtime pay. This
On July 23, 2019, the IRS issued Revenue Procedure 2019-2029 to index the contribution percentages in 2020 for purposes of determining the affordability of an employer’s plan under the ACA. These updated percentages are effective for taxable years and plan years beginning January 1, 2020.
Alltrust, a Tallahassee Employee Benefits Firm, hosted its initial seminar to help business owners understand recent updates to Healthcare Reform.
House lawmakers introduced legislation this week in a new attempt to repeal the Cadillac tax, the Affordable Care Act’s tax on high-cost health plans that has been a continuing pain point for employers. Read the full post to learn more.
Alltrust Insurance is excited to announce that Dan Posada now serves as the Vice President of Human Resources Consulting and Training.
Look Backward to Plan Forward
Employer Medicare Part D Notices Are Due Before October 15
Federal Employment Law Update – August 2018
Although the United States is not currently in a recession, we’re still experiencing times of economic uncertainty which has created hardships for businesses across many industries. In such times, companies
Over the last couple of years, we have experienced a shift in bringing awareness to mental health problems, especially in the workplace. One of the most prevalent issues employees face
The way that Americans think about the workplace has drastically changed since the COVID-19 pandemic. It highlighted new ways in which businesses can think about how they allow their employees
The Academy of Nutrition and Dietetics began National Nutrition Month to promote healthy eating and exercise habits. It started in 1973. Since then, the AND has announced a new theme
The Internal Revenue Service announced its plans to change how employers file reports for the Affordable Care Act (ACA). The new rule lowers the 250 return threshold for mandatory electronic
Losing your job-based health insurance can add more stress to an already stressful situation. This usually happens when someone’s employment ends with their company. According to one poll, 70% of
Seasonal employment involves hiring workers for a certain period of the year. It’s what some businesses may refer to as their “busy season.” Seasonal hiring is more commonly seen in
History of Alltrust and Acrisure Partnership Eight years ago, Alltrust Insurance formed a partnership with Acrisure. Acrisure is a global fintech leader that has the unique ability to provide its
The last two years have created unprecedented changes in the work industry. The COVID-19 pandemic served as the impetus for many of these changes that are continuing into 2023. HR
A recent study found that 51 percent of HR professionals are concerned about quiet quitting. It refers to the practice many workers are adapting at their workplaces. Quiet quitting is
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
The end of the year marks a time of celebration and commemoration for most, but for business owners and executives, it’s a time for framing the upcoming year. However, it
The human resources department acts as a benefits broker for employees during open enrollment, and their role is vital for strong participation. In the previous blog, we discussed what open
No matter the industry, great customer service is imperative for a business to thrive, especially in the insurance industry. Many potential customers base their purchasing decisions on how responsive and
The Biden administration proposed a vaccine or test requirement for large private companies in which required that workers at businesses with 100 or more employees get vaccinated or submit a
The pandemic has undeniably changed the workplace environment everywhere. Businesses have had to adapt to a remote and hybrid workplace to cope with drastic changes, while employers and employees alike
Private employers with more than 100 employees and federal contractors/subcontractors with 50 or more employees are required to submit certain demographic data to the Equal Employment Opportunity Commission (EEOC) annually.
The past year has brought several changes to the way we operate our businesses. However, one thing remains constant, many HR managers struggle with the complexities of navigating open enrollment.
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
The American Rescue Plan Act (ARPA), a $1.9 trillion relief bill, was signed by President Joe Biden on March 11, 2021. The bill includes extended unemployment benefits, direct checks to
As we approach the hurricane season, it’s crucial for businesses to prioritize preparedness and take proactive measures to safeguard their employees and assets. The destructive power of hurricanes can be
In the past couple of years, companies have slowed down on hiring employees externally through traditional hiring methods. Rather, business leaders are electing to utilize quiet hiring, a trend that
The way that Americans think about the workplace has drastically changed since the COVID-19 pandemic. It highlighted new ways in which businesses can think about how they allow their employees
History of Alltrust and Acrisure Partnership Eight years ago, Alltrust Insurance formed a partnership with Acrisure. Acrisure is a global fintech leader that has the unique ability to provide its
In response to inflation felt across the country, the Internal Revenue Service is making changes to the Flexible Spending Accounts and Health Savings Accounts. The new measures make for some
The end of the year marks a time of celebration and commemoration for most, but for business owners and executives, it’s a time for framing the upcoming year. However, it
The cost of health care is adding up for employers. Many believe they will see a six percent increase in the costs of health care by 2023. This comes after
The price of healthcare can be a challenge for many Americans. According to some polls, it ranks as a top financial worry for many families. One in four Americans say
The rising cost of healthcare has left employers seeking alternative options for their employees instead of traditional health insurance. Different insurance choices are coming out every few years, but more
Managing your business’s payroll is one of the most critical components of having a successful organization. But sometimes, your current payroll vendor doesn’t meet your exact needs. Whatever the reason
Prescription drugs are meant to treat conditions, relieve pain, and improve health, but some medications are unattainable for many patients when drug prices are too high. Drug prices have been
In this modern era, technology has been significantly impactful to the success and growth of companies. Businesses worldwide have adapted to the digital world and technology has helped them maximize
Everyone is unique, and the same can be said for their health care needs. There isn’t a one-size-fits-all when it comes to health insurance coverage. More and more Americans are
It’s no secret—health care costs in the United States have risen sharply over the past two decades. A study by the Journal of the American Medical Association found that U.S.
If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be the right fit for you. Level
The American Rescue Plan Act (ARPA), a $1.9 trillion relief bill, was signed by President Joe Biden on March 11, 2021. The bill includes extended unemployment benefits, direct checks to
By now you’ve heard of the term “gig economy” but you may not know what it means. Is it describing the economy of musicians as they work gigs? Does it
Professional Employer Organizations (PEOs) can provide companies with a myriad of human resources support. There are many advantages of PEOs but there may be a time where the PEO is no longer meeting your company’s needs. Read this article to learn about some of the most critical considerations when leaving a PEO.
According to a new study published in the American Journal of Medicine, 42% of new cancer patients lose all of their life savings in two years because of treatment. The average
Most businesses and individuals are already familiar with phishing—a cybercriminal attack leveraging fraudulent emails to manipulate recipients into sharing sensitive information. However, a new form of phishing called “smishing” has
ChatGPT and similar programs are at the forefront of conversations surrounding technology. It is a natural language chatbot that responds to users with imitated human dialogue. The sophisticated technology can
The way that Americans think about the workplace has drastically changed since the COVID-19 pandemic. It highlighted new ways in which businesses can think about how they allow their employees
History of Alltrust and Acrisure Partnership Eight years ago, Alltrust Insurance formed a partnership with Acrisure. Acrisure is a global fintech leader that has the unique ability to provide its
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
Every 14 seconds, a ransomware attack happens somewhere in the world. Cybercriminals are becoming more sophisticated with their attacks as technology advances. More businesses are using the internet for their
The 2022 hurricane season is upon us and the most efficient way to ensure the protection of your employees and business is by preparing early. In the past, businesses have
In this modern era, technology has been significantly impactful to the success and growth of companies. Businesses worldwide have adapted to the digital world and technology has helped them maximize
The pandemic has undeniably changed the workplace environment everywhere. Businesses have had to adapt to a remote and hybrid workplace to cope with drastic changes, while employers and employees alike
According to the Federal Trade Commission (FTC), approximately nine million identities are stolen every year. Although this crime is usually repairable, it can cost you thousands in extraneous fees to
Following the COVID-19 pandemic, occupational burnout has been on the rise. While getting burnt out from work isn’t a new issue, it has become more prevalent in today’s society. According
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
As technology continues to evolve, doctors are finding more ways to efficiently and conveniently care for their patients. One such way is through telemedicine—a form of technology-based communication that allows
May is mental health awareness month, and it’s the perfect time for personal growth. Throughout this month, we must embrace our physical and mental well-being to achieve optimal health and
The COVID-19 pandemic has caused turmoil for many businesses across the country. A little over a year ago, this unforeseen pandemic changed the way we conduct business and many companies
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
According to the Federal Trade Commission (FTC), over 13 million Americans fall victim to identity theft each year. Although this crime is usually repairable, it can cost you thousands in
The current COVID-19 pandemic has caused businesses to become increasingly reliant on the internet to conduct operations. Unfortunately, with the growing dependence on computers there has also been an increase
The hardest thing about the future of work is defining the concept. The chief reason has to do with change. It’s constant with new technologies coming online at an increasing
Don’t lie–we ALL love gadgets. From the obscure (but hilariously reviewed on Amazon) Hutzler 571 Banana Slicer to the latest iteration of the Apple empire. Gadgets and technology can make
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
Finding the right health care benefit plan that fits you and your organizations’ needs can be stressful with some plans containing certain components that you might not need. And with
The Federal Trade Commission (FTC) reports that over 13.1 million Americans are victims of identity theft each year. As a result, they are left unable to use their credit cards,
Life insurance is never a fun topic to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support,
Private employers with more than 100 employees and federal contractors/subcontractors with 50 or more employees are required to submit certain demographic data to the Equal Employment Opportunity Commission (EEOC) annually.
Offering voluntary benefits is a great way to enhance your benefits package, stand out from the competition, and increase employee satisfaction — all with minimal impact to your budget. Although
This year, the COVID-19 pandemic forced companies to change the way in which they conduct business. While some companies were able adapt to a new business world in order to
This year’s holiday season is upon us and most of us are looking forward to enjoying the festivities, spending time with loved ones, and relaxing from what has been a
Depending on the type of life insurance policy you have, you could be covered anywhere between one year and the rest of your life, depending on if you have term or
Recently, the “Happiest Place on Earth” wasn’t living up to its name for many families. For almost a full year, malicious software had been installed on point-of-sale systems at several Earl
We’ve all heard the saying “A dog is a man’s best friend” and we know it’s true! Pets give us unconditional love, companionship, and joy. But, are we willing to
Cybercriminals are focusing on users of company networks as a weak link in the security infrastructure chain. Technologies help filter out malicious content and defend against a growing variety of threats, but technology alone cannot stop humans from clicking on the wrong links.
Alltrust Sponsors Tidewell Hospice Signature Luncheon
Two Tips to Make Your Renewal Run Smoothly
At Alltrust, giving back is part of our company makeup. Sr Benefits Consultant Steve Hall exemplifies this ideal by supporting unemployed military veterans.
