Medicare Part D Notice of Creditable Coverage - Alltrust Insurance | Employee Benefits Firm
The notice is required to be furnished to all participants who are Medicare Part D eligible individuals who participate in the employer’s group health plan. The notice is to be furnished annually before Medicare’s open enrollment period which begins on October 15. The notice discloses whether the employer’s prescription drug coverage is creditable to assist individuals in deciding whether they need to enroll in Medicare Part D. If the coverage is not creditable and they do not enroll, they will pay a permanently higher premium for Medicare Part D coverage upon later enrollment.

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